Sep 28, 2021
Today I’m talking about the benefits of Market-Cap-Weighted index funds (e.g., Vanguard Total Stock Market).
Why?
Last week, I made a brief comment that there were some benefits to owning them...and a number of you reached out asking what those were.
If, like these other listeners, you’re also curious about...
Sep 21, 2021
The average interest rate for savings accounts is 0.06%.
National home prices just reported their highest one-year gain in history.
The U.S. stock market is up ~700% since March 2009.
When everything seems risky and overbought, what do retirement savers do?
How do you earn a healthy 7-8% return over the next...
Sep 14, 2021
Today I'm sharing the hot off the press results of the annual "Mind the Gap" study.
Once again, over the last 10 years, investors earned ~2% per year less than the funds they invested in.
(Hint: It's not because of fees or taxes.)
If you want to learn...
- Why this return gap exists
- What asset classes are most at...
Sep 7, 2021
Today I’m talking about Required Minimum Distributions (RMDs).
Specifically, I'm sharing:
- How RMD withdrawal rates can creep up to 12%
- Why they can cause you to overpay the IRS
- How to use an RMD-based approach to create retirement income
- When RMDs can put you at risk of over withdrawing
- What you can do to reduce your...